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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,418 | $73,863-77.8% | $143,797-88.6% | $68,490-76.0% |
| Participation rate | 55.8% | 66.7%-10.9pp | 80.3%-24.5pp | 67.9%-12.1pp |
| Annual return | -19.17% | 0.91%-20.1pp | -0.04%-19.1pp | -7.85%-11.3pp |
| Employer contribution / active EE | $999 | $3,185-68.6% | $4,952-79.8% | $2,597-61.5% |
| Participant deferral / active EE | $1,580 | $3,385-53.3% | $5,638-72.0% | $4,028-60.8% |
| Admin fee / account holder | $546 | $5,756-90.5% | $14,679-96.3% | $5,403-89.9% |