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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,814 | $125,797-28.6% | $170,043-47.2% | $75,173+19.5% |
| Participation rate | 92.6% | 83.6%+9.0pp | 87.0%+5.6pp | 67.2%+25.4pp |
| Annual return | 12.91% | 27.20%-14.3pp | 53.40%-40.5pp | 160.72%-147.8pp |
| Employer contribution / active EE | $4,705 | $4,616+1.9% | $6,790-30.7% | $2,671+76.2% |
| Participant deferral / active EE | $7,399 | $6,838+8.2% | $10,410-28.9% | $4,126+79.3% |
| Admin fee / account holder | $12,984 | $8,177+58.8% | $12,824+1.2% | $5,651+129.8% |