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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,358 | $201,370-57.6% | $184,256-53.7% | $145,897-41.5% |
| Participation rate | 91.7% | 87.5%+4.2pp | 86.8%+4.8pp | 80.3%+11.4pp |
| Annual return | 7.72% | 29.05%-21.3pp | 28.85%-21.1pp | 552.29%-544.6pp |
| Employer contribution / active EE | $5,102 | $7,024-27.4% | $6,427-20.6% | $4,663+9.4% |
| Participant deferral / active EE | $8,335 | $9,808-15.0% | $9,133-8.7% | $6,689+24.6% |
| Admin fee / account holder | $33,498 | $16,364+104.7% | $13,899+141.0% | $13,390+150.2% |