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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,916 | $100,203-12.3% | $85,240+3.1% | $145,897-39.7% |
| Participation rate | 80.0% | 74.1%+5.9pp | 67.5%+12.5pp | 80.3%-0.3pp |
| Annual return | 12.71% | 84.28%-71.6pp | 66.75%-54.0pp | 552.29%-539.6pp |
| Employer contribution / active EE | $0 | $3,242-100.0% | $2,735-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $6,050 | $5,299+14.2% | $4,527+33.6% | $6,689-9.6% |
| Admin fee / account holder | $27,844 | $7,265+283.3% | $6,165+351.7% | $13,390+107.9% |