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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,635 | $97,125+11.9% | $86,233+26.0% | $137,256-20.9% |
| Participation rate | 87.5% | 74.2%+13.3pp | 69.0%+18.5pp | 80.0%+7.5pp |
| Annual return | 17.04% | 74.19%-57.1pp | 61.39%-44.4pp | 220.34%-203.3pp |
| Employer contribution / active EE | $0 | $2,841-100.0% | $2,504-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $7,894 | $5,180+52.4% | $4,559+73.1% | $6,407+23.2% |
| Admin fee / account holder | $336 | $9,725-96.5% | $8,342-96.0% | $12,270-97.3% |