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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,480 | $106,247+9.6% | $96,515+20.7% | $139,466-16.5% |
| Participation rate | 95.8% | 77.8%+18.0pp | 74.3%+21.5pp | 80.3%+15.5pp |
| Annual return | 4.81% | 38.47%-33.7pp | 35.73%-30.9pp | 373.66%-368.9pp |
| Employer contribution / active EE | $8,333 | $4,106+103.0% | $3,740+122.8% | $4,754+75.3% |
| Participant deferral / active EE | $3,172 | $5,456-41.9% | $4,880-35.0% | $6,712-52.7% |
| Admin fee / account holder | $377 | $7,885-95.2% | $6,735-94.4% | $11,409-96.7% |