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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,864 | $111,535+46.9% | $105,223+55.7% | $137,256+19.4% |
| Participation rate | 90.0% | 78.1%+11.9pp | 75.0%+15.0pp | 80.0%+10.0pp |
| Annual return | 11.00% | 237.85%-226.9pp | 180.65%-169.6pp | 220.34%-209.3pp |
| Employer contribution / active EE | $10,202 | $3,939+159.0% | $3,689+176.6% | $4,156+145.5% |
| Participant deferral / active EE | $10,468 | $5,500+90.3% | $5,072+106.4% | $6,407+63.4% |
| Admin fee / account holder | $4,485 | $9,721-53.9% | $8,859-49.4% | $12,270-63.4% |