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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,992 | $217,432+78.9% | $185,851+109.3% | $167,553+132.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.32% | 148.43%-133.1pp | 122.11%-106.8pp | 478.89%-463.6pp |
| Employer contribution / active EE | $45,000 | $5,874+666.0% | $5,168+770.7% | $4,840+829.8% |
| Participant deferral / active EE | $14,083 | $6,357+121.5% | $5,569+152.9% | $6,343+122.0% |
| Admin fee / account holder | $13,644 | $19,820-31.2% | $16,245-16.0% | $12,316+10.8% |