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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,126 | $48,235-25.1% | $68,803-47.5% | $68,490-47.3% |
| Participation rate | 96.7% | 60.7%+36.0pp | 69.0%+27.7pp | 67.9%+28.8pp |
| Annual return | -16.11% | -12.70%-3.4pp | -6.37%-9.7pp | -7.85%-8.3pp |
| Employer contribution / active EE | $6,329 | $1,829+246.1% | $2,656+138.3% | $2,597+143.7% |
| Participant deferral / active EE | $7,169 | $2,867+150.1% | $3,942+81.9% | $4,028+78.0% |
| Admin fee / account holder | $11,778 | $4,361+170.1% | $4,936+138.6% | $5,403+118.0% |