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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,398 | $60,349+26.6% | $74,184+3.0% | $62,881+21.5% |
| Participation rate | 76.7% | 72.7%+3.9pp | 76.6%0pp | 69.3%+7.4pp |
| Annual return | 5.04% | 21.38%-16.3pp | 17.74%-12.7pp | 20.14%-15.1pp |
| Employer contribution / active EE | $2,073 | $1,680+23.4% | $2,370-12.5% | $2,281-9.1% |
| Participant deferral / active EE | $5,159 | $2,856+80.6% | $3,550+45.3% | $3,203+61.1% |
| Admin fee / account holder | $4,622 | $4,261+8.5% | $5,586-17.3% | $4,296+7.6% |