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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,760 | $217,432-9.5% | $185,849+5.9% | $167,536+17.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.26% | 148.42%-135.2pp | 122.10%-108.8pp | 478.82%-465.6pp |
| Employer contribution / active EE | $11,556 | $5,875+96.7% | $5,169+123.6% | $4,839+138.8% |
| Participant deferral / active EE | $7,244 | $6,357+13.9% | $5,569+30.1% | $6,342+14.2% |
| Admin fee / account holder | $1,214 | $19,818-93.9% | $16,244-92.5% | $12,315-90.1% |