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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,493 | $112,729-16.2% | $98,716-4.3% | $137,256-31.2% |
| Participation rate | 94.7% | 74.2%+20.5pp | 69.3%+25.4pp | 80.0%+14.8pp |
| Annual return | 9.88% | 38.48%-28.6pp | 31.81%-21.9pp | 220.34%-210.5pp |
| Employer contribution / active EE | $6,151 | $2,725+125.7% | $2,279+170.0% | $4,156+48.0% |
| Participant deferral / active EE | $3,125 | $4,640-32.7% | $4,048-22.8% | $6,407-51.2% |
| Admin fee / account holder | $24,964 | $10,129+146.5% | $8,703+186.9% | $12,270+103.5% |