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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,619 | $124,351+57.3% | $109,188+79.2% | $167,553+16.8% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.9%-0.9pp | 82.1%-7.1pp |
| Annual return | 9.59% | 26.04%-16.5pp | 25.76%-16.2pp | 478.89%-469.3pp |
| Employer contribution / active EE | $14,649 | $4,210+248.0% | $3,723+293.5% | $4,840+202.7% |
| Participant deferral / active EE | $1,547 | $5,257-70.6% | $4,654-66.8% | $6,343-75.6% |
| Admin fee / account holder | $4,565 | $7,975-42.8% | $6,755-32.4% | $12,316-62.9% |