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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,099 | $138,102+37.7% | $125,381+51.6% | $134,532+41.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.01% | 750.73%-772.7pp | 572.31%-594.3pp | 418.27%-440.3pp |
| Employer contribution / active EE | $3,597 | $5,245-31.4% | $4,815-25.3% | $4,741-24.1% |
| Participant deferral / active EE | $17,002 | $7,801+118.0% | $7,448+128.3% | $6,401+165.6% |
| Admin fee / account holder | $1,525 | $11,568-86.8% | $10,007-84.8% | $11,429-86.7% |