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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,812 | $102,385-31.8% | $147,080-52.5% | $80,935-13.7% |
| Participation rate | 76.5% | 75.9%+0.6pp | 82.2%-5.7pp | 67.7%+8.8pp |
| Annual return | 13.12% | 135.09%-122.0pp | 420.17%-407.0pp | 35.66%-22.5pp |
| Employer contribution / active EE | $2,129 | $3,717-42.7% | $4,933-56.9% | $2,757-22.8% |
| Participant deferral / active EE | $4,964 | $6,651-25.4% | $8,066-38.5% | $4,299+15.5% |
| Admin fee / account holder | $4,388 | $7,951-44.8% | $12,989-66.2% | $6,924-36.6% |