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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,928 | $111,814+32.3% | $103,374+43.1% | $145,959+1.3% |
| Participation rate | 95.5% | 77.9%+17.5pp | 74.5%+20.9pp | 80.3%+15.2pp |
| Annual return | 10.76% | 24.77%-14.0pp | 24.89%-14.1pp | 561.95%-551.2pp |
| Employer contribution / active EE | $20,180 | $4,214+378.9% | $3,869+421.5% | $4,661+333.0% |
| Participant deferral / active EE | $5,125 | $5,618-8.8% | $5,058+1.3% | $6,689-23.4% |
| Admin fee / account holder | $1,062 | $9,754-89.1% | $8,394-87.3% | $13,398-92.1% |