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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,207 | $202,460+23.1% | $169,385+47.1% | $139,456+78.7% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | -7.60% | 532.07%-539.7pp | 405.82%-413.4pp | 373.45%-381.1pp |
| Employer contribution / active EE | $2,471 | $4,691-47.3% | $4,012-38.4% | $4,753-48.0% |
| Participant deferral / active EE | $3,758 | $6,938-45.8% | $6,221-39.6% | $6,711-44.0% |
| Admin fee / account holder | $15,357 | $10,719+43.3% | $9,011+70.4% | $11,407+34.6% |