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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,227 | $289,211+10.7% | $260,467+22.9% | $198,609+61.2% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 5.78% | 112.90%-107.1pp | 100.60%-94.8pp | 202.70%-196.9pp |
| Employer contribution / active EE | $1,438 | $4,663-69.2% | $4,239-66.1% | $5,055-71.6% |
| Participant deferral / active EE | $2,976 | $6,812-56.3% | $6,319-52.9% | $6,977-57.3% |
| Admin fee / account holder | $3,507 | $16,236-78.4% | $15,461-77.3% | $19,030-81.6% |