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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,932 | $105,210+25.4% | $159,487-17.3% | $85,851+53.7% |
| Participation rate | 90.2% | 75.8%+14.4pp | 82.8%+7.4pp | 69.3%+20.9pp |
| Annual return | 13.73% | 45.08%-31.4pp | 263.71%-250.0pp | 318.63%-304.9pp |
| Employer contribution / active EE | $2,179 | $3,319-34.4% | $4,831-54.9% | $2,565-15.1% |
| Participant deferral / active EE | $4,591 | $5,946-22.8% | $7,354-37.6% | $3,952+16.2% |
| Admin fee / account holder | $21,731 | $6,934+213.4% | $10,804+101.1% | $6,261+247.1% |