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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,585 | $152,619+70.1% | $125,195+107.3% | $152,909+69.8% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 21.89% | 54.85%-33.0pp | 43.79%-21.9pp | 345.46%-323.6pp |
| Employer contribution / active EE | $12,114 | $4,947+144.8% | $3,866+213.3% | $4,764+154.3% |
| Participant deferral / active EE | $5,598 | $5,869-4.6% | $4,937+13.4% | $5,851-4.3% |
| Admin fee / account holder | $2,870 | $13,437-78.6% | $9,704-70.4% | $11,601-75.3% |