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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,720 | $56,894-14.4% | $84,753-42.5% | $62,881-22.5% |
| Participation rate | 69.2% | 68.5%+0.7pp | 76.6%-7.4pp | 69.3%-0.1pp |
| Annual return | -5.13% | 6.30%-11.4pp | 22.78%-27.9pp | 20.14%-25.3pp |
| Employer contribution / active EE | $385 | $2,400-84.0% | $3,574-89.2% | $2,281-83.1% |
| Participant deferral / active EE | $1,539 | $2,709-43.2% | $3,712-58.5% | $3,203-52.0% |
| Admin fee / account holder | $114 | $3,581-96.8% | $5,333-97.9% | $4,296-97.4% |