Retirement plan

RAILS TO TRAILS CONSERVANCY RETIREMENT & EMPLOYEE SAVINGS PLAN

Name: RAILS TO TRAILS CONSERVANCY - RAILS TO TRAILS CONSERVANCY RETIREMENT & EMPLOYEE SAVINGS PLAN (2019) Form 5500
Creator: RAILS TO TRAILS CONSERVANCY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RAILS TO TRAILS CONSERVANCY RETIREMENT & EMPLOYEE SAVINGS PLAN, RAILS TO TRAILS CONSERVANCY

RAILS TO TRAILS CONSERVANCYEIN 52-1437006Plan #001PY 2019

2121 WARD COURT NW 5TH FLOOR - WASHINGTON, DC 200371213202-331-9696railstotrails.orgLinkedIn11-50 employeesnon-profit organization management

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$7.2M

+19.6% from 2018

Total participants

+5.7% from 2018

Average account balance

$81,281

+18.3% from 2018

Annual return

21.09%

+28.25 pp from 2018

Benchmarks

See 8,599 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort8,599 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$13.28M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$143K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

189.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$841K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+19.63%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$5113

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2L2M2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$579K

$13458 / participant

Other / not subdivided$579K100.0%

% of EOY assets

8.000%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$81,281

$54,757+48.4%

$90,304-10.0%

$72,975+11.4%

Participation rate

90.7%

65.2%+25.5pp

73.3%+17.4pp

69.5%+21.2pp

Annual return

21.09%

30.63%-9.5pp

78.13%-57.0pp

81.01%-59.9pp

Employer contribution / active EE

$4,713

$2,093+125.1%

$2,855+65.1%

$2,440+93.1%

Participant deferral / active EE

$6,597

$2,887+128.5%

$3,885+69.8%

$3,608+82.9%

Admin fee / account holder

$6,502

$3,973+63.7%

$5,354+21.4%

$5,124+26.9%

RAILS TO TRAILS CONSERVANCY RETIREMENT & EMPLOYEE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RAILS TO TRAILS CONSERVANCY RETIREMENT & EMPLOYEE SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion