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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,783 | $57,330-62.0% | $86,656-74.9% | $75,177-71.0% |
| Participation rate | 86.7% | 63.2%+23.5pp | 71.7%+15.0pp | 67.2%+19.5pp |
| Annual return | 15.85% | 2675.40%-2659.5pp | 593.09%-577.2pp | 160.75%-144.9pp |
| Employer contribution / active EE | $1,648 | $2,316-28.9% | $3,025-45.5% | $2,671-38.3% |
| Participant deferral / active EE | $2,679 | $3,320-19.3% | $4,439-39.6% | $4,126-35.1% |
| Admin fee / account holder | $3,187 | $4,115-22.5% | $5,619-43.3% | $5,651-43.6% |