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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,566 | $85,766+14.9% | $136,298-27.7% | $70,126+40.6% |
| Participation rate | 43.8% | 74.2%-30.3pp | 81.9%-38.1pp | 69.5%-25.7pp |
| Annual return | 19.13% | 31.46%-12.3pp | 5156.27%-5137.1pp | 73.15%-54.0pp |
| Employer contribution / active EE | $1,481 | $2,966-50.1% | $4,696-68.5% | $2,343-36.8% |
| Participant deferral / active EE | $3,217 | $5,051-36.3% | $6,247-48.5% | $3,332-3.4% |
| Admin fee / account holder | $2,022 | $5,421-62.7% | $9,244-78.1% | $4,645-56.5% |