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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,716 | $165,399-43.3% | $149,745-37.4% | $158,982-41.1% |
| Participation rate | 40.0% | 84.6%-44.6pp | 82.5%-42.5pp | 82.0%-42.0pp |
| Annual return | 0.00% | 348.34%-348.3pp | 276.72%-276.7pp | 302.99%-303.0pp |
| Employer contribution / active EE | $3,448 | $5,105-32.4% | $4,646-25.8% | $4,763-27.6% |
| Participant deferral / active EE | $8,365 | $7,183+16.5% | $6,843+22.2% | $5,983+39.8% |
| Admin fee / account holder | $929 | $10,811-91.4% | $9,312-90.0% | $11,252-91.7% |