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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,640 | $77,358+110.2% | $102,184+59.2% | $87,485+85.9% |
| Participation rate | 81.5% | 78.7%+2.8pp | 82.6%-1.1pp | 68.9%+12.5pp |
| Annual return | 11.22% | 41.11%-29.9pp | 31.58%-20.4pp | 26.06%-14.8pp |
| Employer contribution / active EE | $1,527 | $2,562-40.4% | $3,594-57.5% | $2,596-41.2% |
| Participant deferral / active EE | $8,550 | $6,753+26.6% | $8,309+2.9% | $4,274+100.1% |
| Admin fee / account holder | $13,099 | $6,809+92.4% | $11,609+12.8% | $7,775+68.5% |