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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,640 | $78,520+107.1% | $96,576+68.4% | $82,448+97.3% |
| Participation rate | 81.5% | 77.7%+3.8pp | 81.4%0pp | 68.1%+13.4pp |
| Annual return | 11.22% | 41.30%-30.1pp | 38.47%-27.2pp | 41.64%-30.4pp |
| Employer contribution / active EE | $1,527 | $2,630-41.9% | $3,553-57.0% | $2,551-40.1% |
| Participant deferral / active EE | $8,550 | $6,754+26.6% | $7,956+7.5% | $4,139+106.6% |
| Admin fee / account holder | $13,099 | $13,455-2.6% | $11,381+15.1% | $7,234+81.1% |