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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,201 | $85,766+231.4% | $136,297+108.5% | $70,124+305.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 18.19% | 31.45%-13.3pp | 5156.19%-5138.0pp | 73.14%-55.0pp |
| Employer contribution / active EE | $8,114 | $2,966+173.6% | $4,696+72.8% | $2,342+246.4% |
| Participant deferral / active EE | $12,432 | $5,051+146.1% | $6,247+99.0% | $3,332+273.1% |
| Admin fee / account holder | $755 | $5,420-86.1% | $9,244-91.8% | $4,645-83.7% |