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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $473,549 | $102,385+362.5% | $147,080+222.0% | $80,935+485.1% |
| Participation rate | 96.2% | 75.9%+20.3pp | 82.2%+14.0pp | 67.7%+28.5pp |
| Annual return | 14.51% | 135.09%-120.6pp | 420.17%-405.7pp | 35.66%-21.1pp |
| Employer contribution / active EE | $7,882 | $3,717+112.1% | $4,933+59.8% | $2,757+185.9% |
| Participant deferral / active EE | $20,863 | $6,651+213.7% | $8,066+158.6% | $4,299+385.2% |
| Admin fee / account holder | $15,412 | $7,951+93.8% | $12,989+18.7% | $6,924+122.6% |