Retirement plan

THE TERMINAL CORPORATION PROFIT SHARING 401(K) AND TRUST

Name: THE TERMINAL CORPORATION - THE TERMINAL CORPORATION PROFIT SHARING 401(K) AND TRUST (2023) Form 5500
Creator: THE TERMINAL CORPORATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE TERMINAL CORPORATION PROFIT SHARING 401(K) AND TRUST, THE TERMINAL CORPORATION

THE TERMINAL CORPORATIONEIN 52-1349205Plan #001PY 2023

1657 S HIGHLAND AVE STE A - BALTIMORE, MD 212245749410-246-0500termcorp.comLinkedIn51-200 employeeslogistics and supply chain

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$6.1M

+1.7% from 2022

Total participants

122

-3.2% from 2022

Average account balance

$59,831

+10.7% from 2022

Annual return

14.81%

+29.60 pp from 2022

Benchmarks

See 1,234 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants100-249

Cohort1,234 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.92M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$239K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

75.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$603K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$50K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.42%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$997

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 7 by compensation

Provider	Service type	Compensation
T ROWE PRICE RPS INC5 years Filed as: T. ROWE PRICE RPS, INC. Service code 15 · EIN 52-1309931	Recordkeeping	$24,249
DIMENSIONAL FUND ADVISORS4 years Filed as: DIMENSIONAL FUNDS Service code 28 · EIN 95-4470812	Investment Management	$0
DODGE & COX5 years Service code 28 · EIN 94-1441976	Investment Management	$0
FIDELITY INVESTMENTS INSTITUTIONAL5 years Filed as: FIDELITY Service code 28 · EIN 04-2647786	Investment Management	$0
MASSACHUSETTS MUTUAL LIFE INS. CO.5 years Filed as: MASS MUTUAL FUND Service code 28 1295 STATE STREET · SPRINGFIELD, MA 01111	Investment Management	$0
OAKMARK5 years Service code 28 · EIN 04-3276558	Investment Management	$0
T ROWE PRICE RPS INC5 years Filed as: T ROWE PRICE RPS, INC Service code 15	Recordkeeping	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D2S

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$24K

$235 / participant

Other / not subdivided$24K100.0%

% of EOY assets

0.397%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CLIFTONLARSONALLEN LLP
Auditor EIN: 410746749
Audit fees: $24,249
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$59,831

$51,166+16.9%

$70,544-15.2%

$71,511-16.3%

Participation rate

80.6%

59.4%+21.2pp

68.4%+12.2pp

67.9%+12.6pp

Annual return

14.81%

42.71%-27.9pp

32.79%-18.0pp

28.86%-14.0pp

Employer contribution / active EE

$1,420

$1,793-20.8%

$2,976-52.3%

$2,589-45.1%

Participant deferral / active EE

$3,611

$3,031+19.1%

$4,568-21.0%

$4,291-15.8%

Admin fee / account holder

$238

$2,000-88.1%

$6,427-96.3%

$1,588-85.0%

Provider

Service type

Compensation

T ROWE PRICE RPS INC5 years

Filed as: T. ROWE PRICE RPS, INC.

Service code 15 · EIN 52-1309931

Recordkeeping

$24,249

DIMENSIONAL FUND ADVISORS4 years

Filed as: DIMENSIONAL FUNDS

Service code 28 · EIN 95-4470812

Investment Management

DODGE & COX5 years

Service code 28 · EIN 94-1441976

Investment Management

FIDELITY INVESTMENTS INSTITUTIONAL5 years

Filed as: FIDELITY

Service code 28 · EIN 04-2647786

Investment Management

MASSACHUSETTS MUTUAL LIFE INS. CO.5 years

Filed as: MASS MUTUAL FUND

Service code 28

1295 STATE STREET · SPRINGFIELD, MA 01111

Investment Management

OAKMARK5 years

Service code 28 · EIN 04-3276558

Investment Management

T ROWE PRICE RPS INC5 years

Filed as: T ROWE PRICE RPS, INC

Service code 15

Recordkeeping

THE TERMINAL CORPORATION PROFIT SHARING 401(K) AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE TERMINAL CORPORATION PROFIT SHARING 401(K) AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion