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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,368 | $162,136-48.6% | $152,301-45.3% | $154,746-46.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 6.76% | 91.02%-84.3pp | 80.50%-73.7pp | 172.34%-165.6pp |
| Employer contribution / active EE | $3,600 | $4,890-26.4% | $4,624-22.2% | $4,379-17.8% |
| Participant deferral / active EE | $3,600 | $8,341-56.8% | $8,004-55.0% | $6,730-46.5% |
| Admin fee / account holder | $135,869 | $15,759+762.1% | $14,398+843.7% | $14,365+845.8% |