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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,997 | $160,070+24.9% | $147,117+35.9% | $145,897+37.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.31% | 98.69%-90.4pp | 420.54%-412.2pp | 552.29%-544.0pp |
| Employer contribution / active EE | $3,008 | $5,285-43.1% | $4,932-39.0% | $4,663-35.5% |
| Participant deferral / active EE | $4,335 | $8,419-48.5% | $8,065-46.2% | $6,689-35.2% |
| Admin fee / account holder | $2,044 | $15,035-86.4% | $12,993-84.3% | $13,390-84.7% |