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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,363 | $166,268-31.8% | $165,100-31.3% | $145,897-22.3% |
| Participation rate | 70.8% | 82.0%-11.2pp | 78.6%-7.8pp | 80.3%-9.5pp |
| Annual return | 6.77% | 100.52%-93.7pp | 70.21%-63.4pp | 552.29%-545.5pp |
| Employer contribution / active EE | $950 | $5,284-82.0% | $4,348-78.2% | $4,663-79.6% |
| Participant deferral / active EE | $2,542 | $6,964-63.5% | $6,035-57.9% | $6,689-62.0% |
| Admin fee / account holder | $1,997 | $16,659-88.0% | $12,696-84.3% | $13,390-85.1% |