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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,590 | $55,713-46.9% | $75,901-61.0% | $72,975-59.5% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.3%+30.7pp | 69.5%+30.5pp |
| Annual return | 16.23% | 27.60%-11.4pp | 30.76%-14.5pp | 81.01%-64.8pp |
| Employer contribution / active EE | $3,849 | $1,687+128.2% | $2,501+53.9% | $2,440+57.7% |
| Participant deferral / active EE | $1,303 | $2,634-50.5% | $3,603-63.8% | $3,608-63.9% |
| Admin fee / account holder | $5,242 | $3,980+31.7% | $5,420-3.3% | $5,124+2.3% |