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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,927 | $99,875+65.1% | $146,866+12.3% | $86,983+89.6% |
| Participation rate | 94.9% | 75.8%+19.1pp | 82.5%+12.4pp | 69.5%+25.3pp |
| Annual return | 13.73% | 28.10%-14.4pp | 102.85%-89.1pp | 25.83%-12.1pp |
| Employer contribution / active EE | $3,855 | $3,224+19.6% | $4,425-12.9% | $2,584+49.2% |
| Participant deferral / active EE | $8,003 | $6,322+26.6% | $7,759+3.1% | $4,194+90.8% |
| Admin fee / account holder | $9,850 | $7,838+25.7% | $13,620-27.7% | $7,856+25.4% |