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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,293 | $77,920+55.7% | $149,723-19.0% | $75,177+61.3% |
| Participation rate | 92.0% | 65.6%+26.4pp | 78.8%+13.2pp | 67.2%+24.8pp |
| Annual return | 9.38% | 31.72%-22.3pp | 134.50%-125.1pp | 160.75%-151.4pp |
| Employer contribution / active EE | $4,903 | $3,138+56.2% | $4,821+1.7% | $2,671+83.5% |
| Participant deferral / active EE | $5,392 | $3,411+58.1% | $5,682-5.1% | $4,126+30.7% |
| Admin fee / account holder | $20,540 | $5,951+245.2% | $13,215+55.4% | $5,651+263.4% |