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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,415 | $91,179-6.3% | $178,499-52.1% | $79,852+7.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 9.41% | 24.19%-14.8pp | 151.10%-141.7pp | 31.72%-22.3pp |
| Employer contribution / active EE | $9,072 | $3,256+178.6% | $5,011+81.0% | $2,471+267.1% |
| Participant deferral / active EE | $6,089 | $3,236+88.2% | $5,202+17.0% | $3,740+62.8% |
| Admin fee / account holder | $872 | $6,749-87.1% | $13,986-93.8% | $5,306-83.6% |