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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,320 | $78,707+16.0% | $117,861-22.5% | $70,126+30.2% |
| Participation rate | 56.0% | 73.2%-17.2pp | 79.7%-23.7pp | 69.5%-13.5pp |
| Annual return | 24.63% | 23.30%+1.3pp | 335.11%-310.5pp | 73.15%-48.5pp |
| Employer contribution / active EE | $554 | $2,223-75.1% | $3,786-85.4% | $2,343-76.3% |
| Participant deferral / active EE | $2,275 | $3,297-31.0% | $4,482-49.2% | $3,332-31.7% |
| Admin fee / account holder | -$20,970 | $5,066-514.0% | $8,021-361.4% | $4,645-551.4% |