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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,419 | $103,008-61.7% | $90,304-56.3% | $152,897-74.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 24.43% | 95.22%-70.8pp | 78.13%-53.7pp | 345.43%-321.0pp |
| Employer contribution / active EE | $14,384 | $3,139+358.2% | $2,855+403.8% | $4,764+202.0% |
| Participant deferral / active EE | $6,602 | $4,281+54.2% | $3,885+69.9% | $5,851+12.8% |
| Admin fee / account holder | $2,790 | $6,175-54.8% | $5,354-47.9% | $11,599-76.0% |