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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,820 | $73,848-65.0% | $143,799-82.0% | $68,486-62.3% |
| Participation rate | 90.0% | 66.7%+23.3pp | 80.3%+9.7pp | 67.9%+22.1pp |
| Annual return | -12.59% | 0.91%-13.5pp | -0.04%-12.5pp | -7.85%-4.7pp |
| Employer contribution / active EE | $338 | $3,184-89.4% | $4,952-93.2% | $2,597-87.0% |
| Participant deferral / active EE | $1,592 | $3,385-53.0% | $5,638-71.8% | $4,028-60.5% |
| Admin fee / account holder | $1,350 | $5,755-76.5% | $14,677-90.8% | $5,404-75.0% |