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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,046 | $49,199+83.0% | $121,204-25.7% | $75,173+19.8% |
| Participation rate | 65.1% | 55.4%+9.7pp | 69.5%-4.4pp | 67.2%-2.1pp |
| Annual return | 17.45% | 56.04%-38.6pp | 987.18%-969.7pp | 160.72%-143.3pp |
| Employer contribution / active EE | $3,705 | $1,547+139.4% | $4,170-11.2% | $2,671+38.7% |
| Participant deferral / active EE | $5,462 | $2,630+107.7% | $4,083+33.8% | $4,126+32.4% |
| Admin fee / account holder | $3,578 | $3,946-9.3% | $5,651-36.7% | $5,651-36.7% |