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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,180 | $89,367+121.8% | $141,191+40.4% | $72,975+171.6% |
| Participation rate | 91.3% | 75.1%+16.2pp | 82.5%+8.8pp | 69.5%+21.8pp |
| Annual return | 18.57% | 111.87%-93.3pp | 71.41%-52.8pp | 81.01%-62.4pp |
| Employer contribution / active EE | $4,381 | $3,115+40.6% | $4,736-7.5% | $2,440+79.5% |
| Participant deferral / active EE | $7,957 | $5,419+46.8% | $6,710+18.6% | $3,608+120.6% |
| Admin fee / account holder | $8,209 | $5,957+37.8% | $10,264-20.0% | $5,124+60.2% |