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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,489 | $93,598+352.5% | $135,974+211.4% | $75,173+463.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 10.96% | 30.89%-19.9pp | 68.30%-57.3pp | 160.72%-149.8pp |
| Employer contribution / active EE | $34,962 | $3,538+888.2% | $4,859+619.5% | $2,671+1209.0% |
| Participant deferral / active EE | $12,817 | $6,405+100.1% | $7,760+65.2% | $4,126+210.6% |
| Admin fee / account holder | $44,796 | $6,978+542.0% | $10,767+316.1% | $5,651+692.8% |