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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,357 | $102,422+339.7% | $147,117+206.1% | $80,959+456.3% |
| Participation rate | 96.7% | 75.9%+20.8pp | 82.2%+14.5pp | 67.7%+29.0pp |
| Annual return | 6.88% | 135.16%-128.3pp | 420.54%-413.7pp | 35.67%-28.8pp |
| Employer contribution / active EE | $5,074 | $3,717+36.5% | $4,932+2.9% | $2,757+84.0% |
| Participant deferral / active EE | $7,580 | $6,652+14.0% | $8,065-6.0% | $4,300+76.3% |
| Admin fee / account holder | $5,966 | $7,953-25.0% | $12,993-54.1% | $6,925-13.9% |