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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,388 | $160,040+97.1% | $147,096+114.4% | $145,877+116.2% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 14.52% | 98.49%-84.0pp | 419.75%-405.2pp | 551.28%-536.8pp |
| Employer contribution / active EE | $2,767 | $5,289-47.7% | $4,936-43.9% | $4,663-40.7% |
| Participant deferral / active EE | $14,909 | $8,429+76.9% | $8,071+84.7% | $6,691+122.8% |
| Admin fee / account holder | $73,305 | $15,050+387.1% | $13,005+463.7% | $13,402+447.0% |