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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,843 | $63,346+54.5% | $92,240+6.1% | $70,126+39.5% |
| Participation rate | 92.5% | 68.7%+23.8pp | 76.5%+16.0pp | 69.5%+22.9pp |
| Annual return | 12.26% | 530.19%-517.9pp | 176.29%-164.0pp | 73.15%-60.9pp |
| Employer contribution / active EE | $4,488 | $2,471+81.6% | $3,680+22.0% | $2,343+91.6% |
| Participant deferral / active EE | $4,260 | $2,854+49.3% | $3,897+9.3% | $3,332+27.9% |
| Admin fee / account holder | $3,475 | $3,841-9.5% | $5,194-33.1% | $4,645-25.2% |