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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,286 | $47,944+29.9% | $67,834-8.2% | $62,881-0.9% |
| Participation rate | 24.7% | 61.1%-36.4pp | 68.8%-44.1pp | 69.3%-44.6pp |
| Annual return | 6.75% | 11.77%-5.0pp | 138.47%-131.7pp | 20.14%-13.4pp |
| Employer contribution / active EE | $504 | $1,562-67.7% | $2,403-79.0% | $2,281-77.9% |
| Participant deferral / active EE | $1,374 | $2,247-38.9% | $3,160-56.5% | $3,203-57.1% |
| Admin fee / account holder | $11,457 | $3,712+208.7% | $4,622+147.9% | $4,296+166.7% |