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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,203 | $106,524+19.4% | $152,301-16.5% | $87,485+45.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 18.03% | 26.89%-8.9pp | 80.50%-62.5pp | 26.06%-8.0pp |
| Employer contribution / active EE | $7,489 | $3,371+122.1% | $4,624+61.9% | $2,596+188.4% |
| Participant deferral / active EE | $7,186 | $6,525+10.1% | $8,004-10.2% | $4,274+68.1% |
| Admin fee / account holder | $2,767 | $8,287-66.6% | $14,398-80.8% | $7,775-64.4% |