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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,203 | $106,749+19.2% | $145,433-12.5% | $82,448+54.3% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 18.03% | 27.59%-9.6pp | 66.58%-48.5pp | 41.64%-23.6pp |
| Employer contribution / active EE | $7,489 | $3,444+117.4% | $4,554+64.4% | $2,551+193.6% |
| Participant deferral / active EE | $7,186 | $6,519+10.2% | $7,897-9.0% | $4,139+73.6% |
| Admin fee / account holder | $2,767 | $8,390-67.0% | $13,129-78.9% | $7,234-61.7% |