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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,564 | $190,916-69.8% | $160,037-64.0% | $134,545-57.2% |
| Participation rate | 77.8% | 82.0%-4.2pp | 78.0%-0.2pp | 81.2%-3.5pp |
| Annual return | -13.48% | 552.79%-566.3pp | 408.95%-422.4pp | 418.37%-431.9pp |
| Employer contribution / active EE | $1,196 | $4,996-76.1% | $4,226-71.7% | $4,742-74.8% |
| Participant deferral / active EE | $2,728 | $6,925-60.6% | $6,184-55.9% | $6,401-57.4% |
| Admin fee / account holder | $26,619 | $10,497+153.6% | $8,716+205.4% | $11,431+132.9% |