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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,689 | $76,551+453.5% | $123,894+242.0% | $62,881+573.8% |
| Participation rate | 96.8% | 73.0%+23.8pp | 81.4%+15.4pp | 69.3%+27.5pp |
| Annual return | 8.10% | 18.68%-10.6pp | 47.52%-39.4pp | 20.14%-12.0pp |
| Employer contribution / active EE | $19,308 | $2,882+569.9% | $4,617+318.2% | $2,281+746.5% |
| Participant deferral / active EE | $14,592 | $4,840+201.5% | $5,984+143.8% | $3,203+355.6% |
| Admin fee / account holder | $24,843 | $4,826+414.8% | $8,357+197.3% | $4,296+478.3% |